Wisetack is a simple way to pay over time for a service or product. From home improvement projects to necessary repairs to your vehicle, Wisetack enables you to break up the cost of a purchase into easy monthly payments
No credit impact to check eligibility
- When financing through Wisetack, checking your options doesn’t impact your credit score .
- When a customer submits a prequalification or financing application, a soft credit check is pulled to determine what options are available to them. This means that customers can see how much they could qualify for and what their monthly payment would be — without having to worry about their credit score.
No late fees or hidden fees
- There are no prepayment fees, late fees, or compounding interest.
- The rate you get with Wisetack may be lower than the rate your credit card company charges for maintaining a balance. Our financing options have simple interest, while credit cards charge compound interest.
Interest rates as low as 0% APR
Financing from $500 – $25,000
APRs from 0% to 35.9%*
Terms from 3 to 60 months*
*Some services have a max financeable amount of $15,000
*Some services have terms up to 24 months only
*All financing is subject to credit approval. Your terms may vary.
